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Unless your name is Santa Clause or Buddy from the movie Elf (“I love Christmas! Christmas is my favorite”), I’m sure turning a blind eye to the holidays has its appeal. Just pretend they aren’t around the corner! Especially when all the department stores are pushing for getting that perfect present and making every effort to sign you up for just one more credit card! The holiday season is supposed to be a joyous one and a time of being together. A season of giving. Not a “rat-race” in a parking lot, fighting over a spot that gets you 10 steps closer to the entrance. Nor is it supposed to be about breaking the bank or going into debt! If we could only get into the spirit of Christmas without all the crazy chaos, maybe we would be able to take a deep breath and relax throughout the holidays. Enjoy our loved ones, all of the festivities AND financial peace of mind. How do we do that? Well, I’m going to give you some tips that work for me!! It does require a little pre-planning, but I guarantee it will be worth it in the end! The trick to smooth Continue Reading »
“The United States exhibits wider disparities of wealth between rich and poor than any other major developed nation.” – Institute for Policy Studies I’m sometimes the oddball, the black sheep, in my family. And while it can be trying at times, there are also many benefits to being different. I’m not a Bill Gates, but just LOOK at the chart below. He and two others, combined, are worth more than the poorest half of Americans! If those results don’t scream “black sheep”, I don’t know what would!! Being different has obviously served them well, and it has served me well too. It’s WHY I continue to direct your attention to Profit First! Profit First changed the face of MY business and MANYof the businesses for whom I provide consulting and accounting services. True, it isn’t always easy being different, but when you can apply this alternate way of doing things to your finances… you only stand to gain, as we have. If you’ve ever read the book Profit First by Mike Michalowicz, you probably related to his opening statements about being a Dr. Frankenstein, because like Mike, you’re “Stitching together a business with nothing but a great idea, your unique Continue Reading »
I have a confession – I despise setting goals. I read somewhere that you should set goals beyond what you think you can achieve. And if you reach 70 or 80% of that measurable goal, you’ve succeeded. HUH? In my brain, that means I am constantly striving for the unattainable or I haven’t pushed myself enough. Why would I want to run a race I cannot win? Consequently, goal-setting has always felt like pie-in-sky wish-setting. Recently, I was listening to a podcast by one of my favorite authors, Hal Elrod, and had a eureka-moment about this very subject. Geoff Woods, the vice president of The ONE Thing was his guest. Goeff states that: Most people think that the only reason to set a goal is to achieve a desired result. Yep – I’m right there. But, then he had this to say: “The purpose of a goal should be a dictator of your actions. They should inform the person you can become so you can earn the right to achieve those types of results. And this goes hand in hand with the biggest mistakes. Most people, because they believe that the purpose of a goal is to achieve a result, Continue Reading »
“what you think about, you bring about” and “our thoughts create our reality” and that “what someone says or does has nothing to do with you, and everything to do with them”. When they were growing up, I felt it was important that they have respect and kindness toward others, no matter what. I still do. Teaching good manners was huge too. They love to call me the “manners Nazi” because chewing with your mouth open, elbows on the table, or slouching are just bad form. Not sure if using the term “Nazi” in this way is considered acceptable anymore, but you get my meaning. I’m visiting my son this week, and it got me thinking about the advice I would give my adult children. Bar none, hands down, no competition it would be: “Do the Profit First cash management method and stick to it like glue!” It may not sound like the kind of advice you would keep forwarding around on a fancy graphic over social media, or have an epiphany about while on some spiritual vision quest. But having a profitable business is exactly the kind of vision we hold for ourselves! Life is SO MUCH BETTER when Continue Reading »